3 Reasons to Buy an Investment Property

3 Reasons to Buy an Investment Property

Knowing where to invest your money can be downright tricky. Everybody knows about savings plans, RSP’s, IFSA’s, and the like, but does that mean that these are the best option for your hard-earned cash?

For many people, an investment property is a smart decision that can help them put their money to work. Keep reading to learn why you should invest in property if you’re looking to add income without excess risk.
It’s CAN be Easy to Buy

You have to be qualified to buy real estate whether you’re buying your first home or an investment property. If you’re shopping the market and have a current mortgage, you might have a leg up over first-time buyers.

Further, buying property is often easier than getting a loan for different types of investments. Lenders are generally more willing to take risks on investment properties than they are on other businesses – like brick and mortar retail shops.


Excellent ROI

ROI, short for return on investment, should be on the top of your list of priorities. This applies to whether it’s a new business or putting your money into a savings account. When you use your money to buy investment property, on average you’ll have a higher ROI than most businesses. You’ll also have a better return on your investment than most stock programs can offer.

Buying investment property isn’t without risk. However generally, a well-vetted property can earn profits for the owner.


Tax Benefits

The concept of depreciation allows you to deduct the cost of a property while generating income. This is a major benefit for people looking to buy an investment property. It’s not the only tax benefit that’s relevant when it comes to this type of income though.

Any repairs to the home are also tax deductible. Some examples are putting a new roof on the property or even replacing cabinet hardware.

The cost of insurance premiums is also a tax deduction if you’re using the property as a rental. For investment owners, tax benefits can make owning an extra property very enticing.

Investment properties aren’t always a sure thing, but it’s about as close as you can get. Easy to buy with high ROI and tax benefits, the right property can help you generate income with little risk.


Salt Water vs. Chlorine Pools

Salt Water vs. Chlorine PoolsAmong homeowners looking to install a swimming pool, there seems to be a great debate afoot. Salt-water pool or a chlorine pool? Picking the right option is important to many homeowners and potential buyers.


What’s the Difference?

Most don’t understand the difference between salt water and standard chlorine pools.

When you have a chlorine pool, a chlorine-based solution is added to the water. This is designed to keep your water clean and healthy for you to swim in.

In a salt-water pool, chlorine is still part of the equation, but a person does not manually add it. Instead, it is produced through a chemical electrolysis process.


Is One Healthier?

Health is a main concern for many people. If you’re like a lot of homeowners, you’ve heard that salt-water pools are better for your health. That’s likely because they contain less chlorine than most chlorine-based pools do.

While this can be beneficial, having a little less chlorine in your pool likely won’t make a huge difference to your overall health.
What About Cost?

Installing a salt-water pool can be a little more expensive than a standard chlorine pool. Part of the reason for this is because you will need to purchase a salt-water generator for your system. The generator will run up to 12-hours per day depending on the season and weather. The cost of this will reflect in your electricity bill.

Salt water pools rarely require you to remove a large portion of water to get chlorine levels back up to par. Salt water residue is also a little easier to clean. This makes day-to-day maintenance a little more cost-effective.

Salt-water pools also don’t rely on chlorine tablets. These can be expensive and cost about $30 per month in a traditional chlorine-based pool. Salt bags for your chlorine generator tend to be cheaper than chlorine tablets.

In the end though, most research shows that salt-water pools cost only a little bit more in the long run. Not nearly as much as many people think.
Which Should I Get?

Choosing between a chlorine pool and a salt-water pool might seem tricky. For the most part, it’s all about maintenance. If you want a pool that’s a little more set-it-and-forget-it, salt water might be the way to go.

If you don’t mind the maintenance, chlorine pools can be cost-effective and healthy.


5 Tips for Making Moving with Kids Easy


The moving process can be stressful enough as it is. However, it can be even more challenging if you have kids to worry about during the move as well. The following are five moving tips to make moving with kids a less stressful experience:

  1. Have a family meeting. When you first decide to move, make sure you get the entire family together for a meeting. Explain to your kids that you are moving and what the moving process will entail. It will be a lot less of a challenging experience for your kids if they know what to expect. Give them the opportunity to ask questions and voice concerns. This will help them feel less like they are being forced to do something that they had no input in.
  2. Let your kids help. Give your kids tasks to do throughout the moving process. It’s important that they don’t feel like they have no part in what’s happening. For example, ask them to pack their toys into certain boxes or to sort through unwanted items. They’ll be more excited about the move if they feel like they have some control over what’s happening.
  3. Schedule your move with your kids in mind. Kids have a hard time adjusting to new routines, so try to schedule your move with your children in mind. For example, you don’t want to move in the middle of a school week or right before their school year ends. A lot of families choose to move during the summer. This means that their kids don’t have to adjust to a new school in the middle of a school year.
  4. Make moving an enjoyable experience. Remember, moving can be just as stressful for your kids as it is for you. Try to make the experience more enjoyable for them. You can do this by treating them to something special them during the moving process. For example, buying them new toys, letting them choose dinner for a night, or taking them to a movie. By giving them a reason to enjoy the moving experience, they’ll be less likely to complain.
  5. Make time for your kids. There are a lot of tasks that you’re going to have to complete when you move. It can be overwhelming trying to juggle these tasks, but be sure to make some time for your kids. Take an hour out of the day to play with your kids or spend time with them in some way. If you’re too focused on the moving process, your kids may begin feeling like they’re being ignored.

If you’re about to move and you have kids, be sure to use these five moving tips. Following these will ensure that your kids don’t become an additional challenge. In the end you just want them to be happy!


99 Gilbank Drive: A Note from the Owners

Have you seen our listing at 99 Gilbank Drive in Aurora? It’s a home that we absolutely love!

99 Gilbank Drive is a beautiful home in Aurora. It’s been extensively renovated, most noticeably in the gourmet kitchen. If you want more of the specifics about the home just click the link above. You can get that information easily. We wanted to give you something a little more unique.

Here is a note directly from the owners of 99 Gilbank Drive.


Why did you buy this home?

We fell in love with it the moment we saw it. It was perfect for us to raise a family.


What will you miss the most?

The beautiful comfort of the home, high end upgrades and great location.


What would you like to say to whoever buys your home?

I hope you have the same pride of ownership that we had.


99 Gilbank Drive is a rare opportunity to own a home in this part of Aurora, with this many upgrades, for a price like this. If you’d like to book a showing or have more questions just reach out. We are happy to answer any questions you have.



99 Gilbank Dr, Aurora, ON L4G 5E2 (MLS # N3806635)

(all data current as of 6/26/2017)
Price $1,599,900
Beds 4
Baths 4 baths
Home size 3,000 sq ft
Lot Size n/a
Days on Market 41
Status Active
Cream Of The Crop. Extensive Renovation Amazing Four Bedroom Plus One Which Can Easily Be Converted Back To 5 Bedroom Luxury Home.Pattern Concrete Driveway, Black Walnut Flooring, Gourmet Kitchen, Open Concept Entertaining, Heated Bathroom Floors, Second Floor Loft Area With Built In Day Bed. Finished Basement With Sauna , Workshop,Cedar Closet, Extra Bedroom And Open Rec Room. Completely Private Backyard, Hot Tub. Come Get It!

Property Type(s): Single Family

Last Updated 6/13/2017 Tract Aurora Highlands
Year Built 0 Community Aurora Highlands
Garage Spaces 2.0 County n/a
Total Parking n/a

Price History

Prior to May 27, '17 $1,688,000
May 27, '17 - May 27, '17 $1,788,800
May 27, '17 - Today $1,599,900

Additional Details

Area York Parking 4 space(s)
Pool Description None Sewer Sewers
Subdivision Aurora Highlands Taxes 4859.31
Utilities Municipal; Sewers; Water Municipal
Waterfront Description None Lot Dimensions 17.49x30.00


Air Central Air
Air Conditioning Yes
Basement Finished, Yes
Construction Brick
Exterior Drive: Private
Fireplace Yes
Garage Built-In, Yes
Heat Forced Air; Gas
Interior Living Room: Hardwood Floor, Sunken Room
LotDescription Fenced Yard, Park, Public Transit, Wooded/Treed
Style 2 Levels


Listing information deemed reliable but not guaranteed. Read full disclaimer.


(view all details for MLS #N3806635)

Birds to Watch for This Season

Birds to Watch for This Season

Birds to Watch for This Season

Aurora, Ontario is known for its beautiful natural surroundings. Many people are attracted to the town as it boasts access to parks and forests. This is certainly a huge benefit for bird watchers and outdoor enthusiasts in general.

If you enjoy observing birds in their natural habitat, you’ll be able to see many different species in Aurora. The following are some of the different types of birds you might catch sight of at some of Aurora’s birding hot spots, such as the Aurora Community Arboretum and the Atkinson Wetland.

  • The Great Blue Heron. The Great Blue Heron is the biggest heron found in North America. It is the third largest Heron found throughout the They are known for their distinctive gray flight feathers and red-brown thighs, as well as the black stripe that runs up their flanks. Their face is often white, with a pair of black of gray plumes that run up from their eyes to the back of their heads.
  • The Canada Goose. The Canada Goose is native to North America. It’s a migratory bird that is often found near fresh water. You will likely begin spotting them more often in and around Aurora as summer They are known for their black heads and white chinstraps, which sets them apart from other geese.
  • The Red-Winged Blackbird. The Red-winged Blackbird can be found in Central America and North America. It’s a migratory bird, which means that it flees Canada during winter. According to recent bird-counting censuses, the Red-winged Blackbird may be the most abundant land bird found in North America. Males are easily distinguishable by their red shoulder patches and pale yellow wingbars. Females can be identified by their blackish-brown and paler colors.
  • The Tree Swallow. Tree Swallows are very social birds that are often found in flocks of thousands. They are known for their tiny beaks and blue-green upper parts as well as their forked tails. Because of their social nature, they are often more than happy to use nest boxes.
  • The American Goldfinch. The American Goldfinch is unique in that it changes colors from season to season. During the summers, males are a vibrant yellow while females are a bright yellow-brown. During the winter, males turn to a more olive color. Females on the other hand become a duller shade of yellow-brown.
  • The Savannah Sparrow. The Savannah Sparrow is another migratory bird often found in Canada. Their dark-streaked brown backs, white undersides and dabs of yellow near their beaks make them easy to spot.

Many Aurora residents enjoy bird watching due to the various species near by. These are just a few of the birds that you may be able to observe this spring and summer north of Toronto.


Summer Events Taking Place in Aurora

Summer Events Taking Place in Aurora


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Situated a little over 30 miles north of Toronto, the burgeoning city of Aurora has become a haven for many.

The city of 55,000 residents can be found just north of Richmond Hill along Highway 404. Over the past quarter century, Aurora has seen its population doubled.

Despite the expanding number of residents, Aurora does have growth limits. This is enforced by the province of Ontario’s Greenbelt legislation. However, the limits are mostly within the city’s southeastern portions. The northeastern part of the town is filled with high-end residential homes. In particular, the eastern end of Wellington Street East has seen several stores and eateries open such as Walmart, Boston Pizza, Best Buy, and Starbucks. The proposed Aurora Promenade at Yonge and Wellington is another location that could see both increased residences and businesses.

For those of you who are looking to sell homes and relocate, the township of Aurora is a great choice. Due to its high standard of living and its proximity to Toronto, it has become a popular place to settle down.

Despite its suburban lifestyle, there are plenty of events to enjoy over the summer. There are slew of parks and several golf clubs within its city limits. For children, the city of Aurora always has a number of outdoor summer camps. The town recreation department also puts on movie shows and concerts in the park weekly.

Among the city’s popular summer events is Doors Open Aurora. For one day (Aug. 19, 2017) a year, the city opens its historic sites during the day free of charge. Also on this day, there are a number of walking tours among the dozen of sites that participate in this event.

Another such summer event is Bike Aurora on June 24, 2017. The town has biking trips around the area at three different parks and is open to everyone. Also on June 10, 2017, is the Walk for Alzheimer’s, which starts at the Richmond Sports Centre and Park. On July 1, the city will celebrate Canada Day. The town will host a parade, fireworks, and live entertainment. From Aug. 25-27, Aurora’s Ribfest takes place at Machell Park.


There are also plenty of walking and biking trails available to Aurora residents. These are just a few of the reasons why the summer is an ideal time to visit Aurora.


Overview of Aurora’s Athletic Centres

Overview of Athletic Centres in Aurora

Overview of Aurora's Athletic Centres

Staying active in order to remain in healthy physical shape is easy for residents of Aurora. There are plenty of ways that they can stay active outdoors during the warmer months of the year. There are also a number of athletics centres in town where you’ll be able to stay active all year long. The following are a few of the different athletic centres where you can stay fit and have fun.
The Aurora Fitness Centre

Located at the Aurora Family Leisure Complex, the Aurora Fitness Centre is outfitted with all kinds of weight-training and cardio equipment. It is suitable for people aged 12 and up. One of its most impressive features is its 90-metre indoor track. It boasts two lanes with a rubberized sports surface that can be used for free all year long. The Aurora Fitness Centre also offers training classes, personal training packages and more.
LA Fitness

LA Fitness is a popular chain of athletic centres located throughout North America. The LA Fitness in Aurora boasts features available to anyone who has a membership. Some of these include a basketball court, an indoor pool, a racquetball court, a sauna, indoor cycling equipment and a whirlpool Spa. They also offer group fitness classes, personal training and even a Kids Klub. Not to mention a Rainbow Tree Cafe juice bar.


GoodLife Fitness

GoodLife Fitness offers its members weight equipment, a cardio theatre, cardio equipment, strength training equipment, a tanning salon and much more. They also offer a wide selection of personal training and group fitness classes. This includes yoga, pilates, strength training and cardio classes (including Zumba, Jillian Michaels Bodyshred and athletic training).


Fitness Clubs of Canada

The Fitness Clubs of Canada Aurora location has a variety of group fitness classes. Some examples are Spin classes, Zumba classes, yoga classes, boot camp classes and more. They also provide personal training that focuses on their special Eleven-Stage Training Program. In addition to all of this, they are equipped with spa showers, a steam room and a juice bar.


Fit Body Boot Camp

If you’re looking to lose weight and get into shape, then Fit Body Boot Camp is an excellent option. Their group fitness programs combine high-intensity interval training, exercise stacking and active rest periods to achieve the best results.
Champion Swimming

Anyone looking for swimming lessons, Champion Swimming offers a variety of options. They offer a number of different swimming programs for residents of all ages. This includes classes for toddlers, children and adults. They also offer lifesaving and competitive programs as well. Programs are offered at the Aurora North Pool, which is a 25-metre indoor pool.
There are many athletic centers located in Aurora, which means residents can stay in shape all year long.


Top 5 Restaurants in Aurora

Top 5 Restaurants in Aurora

If you are planning on moving to any new town, you will want to be sure to know what type of amenities you’ll be able to enjoy. For example, the types of restaurants it has to offer. Here in Aurora, there are plenty of restaurants to choose from. In fact, the following are five local favourites that you should check out:

  1. Scorpion Mediterranean Bar and Grill. There are a handful of great fine dining options, but one restaurant that you won’t want to miss out on is Scorpion Mediterranean Bar and Grill. Award-winning chef Marcello Anastasi owns and operates it. This intimate Italian-influenced restaurant boasts a menu that includes delicious options such as Prime Beef Tenderloin Wrapped in Prosciutto and Pan Seared Chilean Sea Bass. You’ll want to be sure to start your meal with one of their many signature flatbreads or appetizers.
  2. Mi Ne Sushi. If you’re in the mood for sushi, then there’s no better spot in Aurora than Mi Ne Sushi. Although they offer the finest quality sushi, their atmosphere is more on the casual side. In addition to finding a variety of sushi rolls, sashimi and combination platters on their menu, they also offer other Japanese dishes such as Beef Teriyaki and Chicken Katsu.
  3. Bijoy’s Restaurant. Bijoy’s Restaurant is somewhat of a hidden gem. It’s located within a residential home and offers an intimate dining room experience. You might want to call ahead for reservations. The restaurant serves breakfast, lunch and dinner, each offering unique menu options. For example, dinner entrees include everything from Chicken Breast with Spinach Feta Stuffing to a Lamb Rack with a Mustard Crust. At breakfast you can enjoy Eggs with Smoked Salmon or a Vegetarian Oven Pancake, just to name a few menu items.
  4. Fishbone Kitchen + Bar. If you’re craving seafood, then you’ll want to dine out at the Fishbone Kitchen + Bar. Aurora’s go-to spot for delicious seafood dishes. The atmosphere straddles the line between casual and formal. This makes it a popular destination for families as well as groups of coworkers and friends. You can choose from a variety of main courses. Everything from Roasted Filet of Pacific Halibut or Cast Iron Seared Scallops to Charred Baby Octopus or a Seared Chuck Steak is offered on the menu.
  5. Joia Ristorante. Aurora’s most popular Italian spot is Joia Ristorante. This is a formal but family-friendly restaurant that’s perfect if you’re in the mood for a gourmet, Italian-style pizza. They also have an extensive wine selection that will impress all wine connoisseurs.


There’s no shortage of incredible restaurants to choose from in Aurora. If you plan on moving here, you’ll be able to enjoy these five local favourites and many more as well.


Understanding Fire Regulations

Understanding Fire Regulations for your Backyard Gatherings

understanding fire regulations

Now that summer is around the corner, you’re likely beginning to plan a few outdoor gatherings. However, if you plan on grilling outside, you have to be aware of the area’s fire regulations.
Fire Regulations in Toronto

Fire regulations do differ from one area to the next throughout Canada. In Toronto, all forms of open air burning, such as outdoor fireplaces, bonfires, fire pits and chimneys, are not permitted. However, you may be able to obtain permission from the Toronto Fire Services Fire Prevention Division. It’s worth nothing that meat smokers are not considered open air burning.

Gas fire pits that are ULC and CSA approved are permitted under the fire code. They do however need to be supervised at all times. Keep in mind that all solid fuel-burning appliances are not acceptable.


Grilling Safety

You can grill outdoors, but you need to follow precautions to avoid a fire risk. If you plan on holding an outdoor barbecue, then make sure that you follow these fire safety tips:

  • Clean your grill. If you haven’t used your grill in a while, then make sure that you clean it By doing so, you will remove the dirt and debris that may have built up over the winter months. You may need to use a pipe cleaner to remove any spider webs that have built up inside the burner and burner tubes. Don’t forget to clean the burner ports as well.
  • Check the barbecue hose. Carefully inspect the barbecue hose to make sure it’s in good condition. The hose can pose a serious danger if there are cracks as this can lead propane or natural gas to leak out. If ignited, it can result in huge flames that could easily injure someone nearby.
  • Check the connections. Make sure all the connections are tight and be wary of any leaks. To discover leaks, brush a mixture of water and soap onto the connections and hoses. If you spot rising bubbles, it means that there is a leak and your grill will need to be repaired.
  • Check your propane tank. If your grill uses propane, then make sure the tank isn’t rusty or damaged or else it will need to be replaced.
  • Place the grill in a safe area. Make sure that there’s nothing flammable nearby the grill when you light it. Keep it away from your home’s exterior and from any trees or plant life.
  • Always monitor the grill – Make sure that there is an adult keeping an eye on the grill at all times. If nobody is watching, a child or pet could knock it over by accident. This could of course lead to injuries or even a potential fire.


If you’re planning on hosting an outdoor gathering this summer, remember to always keep the city’s fire code in mind.


Buying a Home on Television Versus Reality

How Buying a Home is not what it Looks like on Television

buying a home on television versus reality

These days, there are many different shows on TV that focus on the home buying and selling process. Viewers are hooked on these programs. Although entertaining, they’re not always accurate descriptions of how the process works. In fact, buying a home in real life is rarely anything like many of these TV shows depict. The following are a few of the differences between buying a home on television versus reality:


  • The location of the home is rarely discussed. These TV shows tend to focus more on the actual property. For example the condition of the home to the features Rarely do they mention the location – even when comparing different properties. This is problematic since the location is important and has a big impact on the cost of the house. What may seem like a good deal may not be such a great deal if it’s in the middle of a crime-infested neighbourhood.
  • The REALTOR is not as involved. The REALTOR rarely seems that involved in the entire process. Sometimes the REALTOR just points out the features of a house and helps negotiate the price. In real life, REALTORS are much more involved. They sit down with the buyer to determine a want and needs list. They find numerous properties to look at; they discuss the pros and cons of them at length. REALTORS also help negotiate the closing costs as well as the final price.
  • Buyers are rarely informed in the beginning. Shows often depict buyers who have no idea what’s going on just wandering through homes. Buyers generally inform themselves before they begin the process. They do so by looking at listings online, and discussing their want and needs at length with their REALTOR.
  • Renovations are represented as being easy. Some of these shows will point out the investment potential of certain homes. However, renovations are rarely easy to make – and they often cost a lot more than one might think.
  • Back-stories are often changed. The back-story of the buyer is often changed for the show in order to make things more exciting. For example, a buyer might be depicted as having to downsize due to financial trouble. However the truth may be they are simply planning on renting their original house out. Shows make up back-stories to create more tension and excitement for the viewers.

Most of the home buying and selling shows on TV are great entertainment. It is important that one understands they do not accurately represent how the home buying or selling process actually works.